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Ages 60-64 can’t be forced into SNAP work programs, but they can still lose benefits

Pearl Pearl Oyando
By Pearl Pearl Oyando 5 min read

The post Ages 60-64 can’t be forced into SNAP work programs, but they can still lose benefits first appeared on Crafting Your Home.

Adults between 60 and 64 remain shielded from SNAP’s general work rules, the older, broader set of requirements tied to job registration and training referrals.

That protection has not changed.

What has changed is a separate, harsher track running alongside it, one that can strip benefits from the same age group within months.

The One Big Beautiful Bill Act rewired who counts as able-bodied

Image Credit: 123rf

The law applied SNAP’s work requirement to older adults aged 55 through 64 and to parents with children aged 14 and older for the first time, while also removing exemptions for veterans, people experiencing homelessness, and young people who recently aged out of foster care.

These protections had been added under a bipartisan 2023 deal. Signed in July 2025, the legislation reached deep into a program that had left the 55-and-older bracket largely untouched since the ABAWD structure was written.

Two separate systems now apply to the same birthday range

New York City’s Human Resources Administration says ABAWD rules generally apply to SNAP recipients ages 18 through 64 who are able-bodied and do not live with a child under 14.

Under the rules implemented in 2026, eligible recipients generally must complete at least 80 hours a month of work or qualifying activities to continue receiving SNAP beyond the applicable time limit. Exemptions can apply for people with disabilities, those caring for certain individuals, and other qualifying circumstances.

New York’s state SNAP office frames the same split from the other direction, confirming that people between 60 and 64 do not have to follow the general SNAP work rules, though the ABAWD rules may still apply if no other exemption fits. One rule lets go. The other tightens its grip.

Eighty hours a month decides who stays enrolled

Inside the ABAWD track, the math is unforgiving.

Recipients need roughly 20 hours of qualifying activity a week, reached through paid work, self-employment, approved training, workfare, or verified volunteering. Browsing job boards does not count on its own.

Miss the threshold, and benefits cut off after three months within a three-year window, a limit Propel’s guidance confirms applies specifically to the 60-to-64 group even when they are otherwise excused from the general rules.

Older applicants face a labor market that rarely meets them halfway.

More than half of low-income adults in this age range report a health barrier to work, and age-related hiring discrimination compounds the difficulty of logging enough hours to stay compliant. A rule built for a younger workforce now governs people closer to retirement than to their first job.

The numbers behind the policy are not small

Congressional Budget Office analysis, cited by the Center on Budget and Policy Priorities, put the scale of the shift at roughly one million able-bodied adults through age 64 losing benefits in an average month once the expanded rule takes full effect.

Separate CBPP modeling using fiscal year 2022 quality control data found that expanding the age range alone put 1.4 million older adults aged 55 through 64 without children at risk nationwide. The broader fiscal footprint runs deeper still.

The Congressional Budget Office estimated the law cut federal SNAP funding by 186 billion dollars through 2034, the largest reduction to food assistance in the program’s history.

Related: New Snap Rules, Same High Prices: How Low-Income American Families Are Coping

Timing made the rollout harder to absorb

The new work requirements took effect within weeks of the longest federal government shutdown in United States history, which had already interrupted SNAP payments before they were reinstated.

Food banks felt the collision directly. Annette Hacker, chief communications and strategy officer at Food Bank of Iowa, described longtime reluctance among seniors to seek help at all, recalling clients who insisted on assisting someone who needed it more.

That instinct now runs headfirst into a stricter compliance system, one that penalizes hesitation as much as ineligibility.

A deduction few seniors ever claim could soften the blow

Buried inside SNAP’s existing rules is relief many eligible seniors overlook entirely.

Adults 60 and older with monthly out-of-pocket medical costs above 35 dollars can deduct those expenses from gross income during the application process, raising their monthly benefit.

Yet only 16% of older adults claimed the excess medical expense deduction in 2019, even though far more met the underlying criteria.

For someone now facing an ABAWD clock, that unclaimed deduction represents money left on the table when margins matter most.

States are staggering enforcement, not applying it uniformly

Rollout dates vary by jurisdiction.

New York’s HRA has set March 2026 as the point when residents aged 55 to 64 without children under 14 must begin reporting work activity, while federal guidance required states to begin implementation by November 1, 2025.

The gap between those dates means an applicant’s actual deadline depends heavily on where they live, not just their age.

Related: With SNAP Benefits Cut Off During the Government Shutdown, Here’s Where Americans Can Still Find Free Food

What stays true and what does not

Nobody aged 60 to 64 can be forced into job registration, employer referrals, or state training programs under the general work rules.

That much has not moved. But the same person can still lose SNAP entirely if they fail to document 80 hours a month of qualifying activity under ABAWD, a distinction easy to miss and expensive to misunderstand.

Anyone in that age bracket without a documented exemption should contact their state SNAP office before a Work Activity Letter arrives, not after.

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